Many people suppose that salvation is Godβs reward to those who do their best to live good lives. This is not so, for Godβs Word says of those who are saved:
βWho hath saved us, and called us with an holy calling, not according to our works, but according to His own purpose and grace, which was given us in Christ Jesus before the world beganβ (II Tim. 1:9).
Referring to this βsalvation which is in Christ Jesus,β St. Paul says:
βIt is a faithful saying, for if we died with Him, we shall also live with Himβ (II Tim. 2:10,11).
In other words: The believer, viewing Calvary aright, has βdied with Christ.β Viewing the Cross, he has said: βThis is not Christβs death. He was no sinner. He had no death to die. He is dying my death!β And so by faith he is βcrucified with Christβ (Gal. 2:20). The penalty for all his sins has been fully paid, for he died β in Christ, and thus has also risen with Christ βto walk in newness of lifeβ (Rom 6:3,4).
This is all Godβs doing, and only now is the believer in a position to do good works that will please God. Thus the Apostle writes of believers, in II Tim. 2: βIf we suffer, we shall also reign with Him: if we deny Him, He also will deny usβ (Ver. 12). When the believerβs service for Christ is reviewed some, indeed, will βreceive a reward,β but others will βsuffer loss,β though they themselves will βbe saved, yet so as by fireβ (I Cor. 3:14,15).
It will be deeply embarrassing, in that day, for unfaithful Christians to face empty-handed the One who gave His all, Himself, to save them. Yet salvation is by grace, thus the Apostle hastens to conclude his statement in II Timothy 2, with the words:
βIf we are unfaithful, yet He abideth faithful: He cannot deny Himselfβ (II Timothy 2:13)
Thus our rewards as believers depend upon our faithfulness, but our salvation, thank God, on His! source